This is a sponsored post, I am a Kmart blogger, though all opinions are my own.
People spend a lot more money during the Christmas holidays than any other holiday of the year. At the end of the season, people start their new year with belt tightening measures to recover from all the spending. The pleasure and joy of the season is sometimes overshadowed by the pressures on your wallet. Ease up a little bit a think about the wisdom of spreading your spending over several months. You’ll have a little more room in your budget for you not to feel so cash strapped. Layaways like those offered by the Kmart Layaway campaign are great options for you to start shopping early on and paying your purchase over time. By the time Christmas rolls in, you’ll still have some money left perhaps to take the family out for a Christmas weekend on the slopes.
Consider the following benefits that you can get from layaways at Kmart and other retail establishments:
- You can get a headstart on your Christmas gift shopping. Ticking off items from your Christmas checklist is less stressful when you are able to plan not just what you are buying but also how you are going to pay for your purchases. When you are given eight to twelve weeks to pay for your purchases, it’s much lighter on the wallet.
- You get to opt for big ticket items even if you don’t have all the money for it yet. You don’t have to wait until the last minute before you get bigger items like your Christmas tree or your outdoor Christmas lights display. A layaway will allow you to buy these items and then complete your payments before the season is over. You get to purchase exactly the items you want and you don’t have to settle for what’s left after the Christmas rush.
- Budgeting is easier when you don’t have to pay for your purchases all at once. This takes planning and discipline. Plan to allocate a certain amount of your cash flow for your layaway installments and have the discipline to stick to your layaway contract. Make sure that you can afford your payments with the amount of money you are expecting to receive.
Shoppers should take advantage of the convenience of layaways. It’s not only available at Kmart during the Christmas season. Shopping on layaways can be done the whole year round for all your purchase. You can find out how you can be a wise shopper this season and all the other seasons of the year with the #KmartLayaway campaign.